17 min read
What Is Loss Aversion? The Psychology of Why Losing Hurts More Than Winning
Loss aversion means losing $10 hurts about twice as much as gaining $10 feels good. Here's the research, the debate, and how it affects your everyday decisions.
Stanislav Vojtko14 min read
7 Apps That Charge You Money When You Fail (2026 Review)
Looking for an app that charges you money if you don't complete a task? We tested 7 financial accountability apps — StickK, Beeminder, Accountablo, and more.
Stanislav Vojtko14 min read
Commitment Devices: What They Are, Why They Work, and How to Use Them
A commitment device locks in your future behavior so you can't back out. Learn the behavioral economics, see real examples, and find the best commitment device apps in 2026.
Stanislav Vojtko6 min read
How Commitment Devices Work: Loss Aversion, Stakes, and the Ulysses Pact
Commitment devices use loss aversion to beat procrastination. Learn the science behind financial stakes, Ulysses contracts, and why losing $5 changes your behavior.
Stanislav Vojtko